分享有英文定义的精准金融经济词汇（a-h）

英语 汉语 定义或例子

　　a.a.r. 全险 againt all risks

　　a.p. 附加保险 additional premium

　　a/c 账户 short for account

　　AAR 承保一切险 against all risks

　　ABA 美国银行家协会 American Bankers Associaton

　　abandonment 委付 the act of relinquishing title to damaged or lost property by claiming a total loss

　　abnormal returns 超常收益 returns on an investment that are higher than those that would be expected for a particular type of investment

　　absolute advantage 绝对优势 the ability of a provider of goods or services to conduct business more profitably or efficiently than any competitor

　　accelerated benefits 提前给付 payouts to the insured from a life insurance policy before death due to a terminal illness

　　acceleration coefficient 加速系数 the ratio of change in capital investment to the change in consumer spending for a particular enterprise

　　acceptance 承兑 a formal agreement by a debtor to pay a draft or bill of exchange when it becomes payable

　　accepting house 承兑所 a financial institution that guarantees bills of exchange

　　acceptor 承兑人 somebody who accepts liability for a bill of exchange or other financial papers

　　accident insurance 意外保险 "insurance against property damage, personal injury, or death caused by an accident"

　　accident insurance 意外险 “意外保险”的简称

　　accidental death and dismemberment 意外身故及残疾 a provision of health or life insurance policy that pays a cash benefit if the insured person dies or suffers particular serious injuries

　　accommodation 通融资金 "a loan of money, especially by a financial institution as a favor to somebody before a formal credit arrangement is made"

　　accommodation bill 通融汇票 a bill of exchange cosigned by another party in order to give added security

　　accommodation paper 通融票据 "a negotiable instrument signed by a party as maker, drawer, acceptor, or endorser, without receiving value"

　　account 账户 an arrangement in which a customer keeps money in a bank etc and is offered financial services in exchange

　　accredit 授信 to grant a credit line to

　　accreditation 授信 the act of granting a credit line

　　accredited investor 合格投资者 "a person or organization judged suitable to make an investment, based on criteria such as experience, net worth, and income levels"

　　accreted value 依附价值 "the current price of a bond, based on the assumption that interest rates will remain constant until its maturity"

　　accrual bond 累积利息债券 a bond heavily discounted when sold and on which the interest is paid only at maturity

　　accrual of discount 应计贴现 the increase in an organization's net worth representing the difference between the cost of a bond bought at a discount and the lower of its par value or market value

　　accrued market discount 应计市场折价 "the increase in the market value of a bond that accrues as it comes closer to maturity, regardless of any change in interest rates"

　　acct. 账户 short for account

　　Acct. No. 账号 "short for ""account number"""

　　accumulated dividend 累计股利 the amount owed to a holder of preferred stock but not yet paid

　　ACH 自动清算所 automated clearing house

　　ACM 安第斯共同市场 Andeans Common Market

　　acquisition 收购 the act of contracting or assuming or acquiring possession of something

　　active market 活跃的市场 an individual security that is currently being bought and sold or an exchange in which there is current buying and selling

　　activity rate 就业率 the percentage of a country's population who are in employment

　　actual cash value 实际现金价值 the replacement cost of sth. after deduction of depreciation that is claimable on insurance

　　actuarial 精算的 relating to the statistical calculation of risk or life expectancy for insurance purposes

　　actuarial science 精算学 "the branch of statistics that deals with the calculation of risk, life expectancy, and insurance premiums"

　　actuary 精算师 "a statistician who calculates insurance premiums, risks, dividends, and annuity rates"

　　ACU 亚洲货币单位 Asian currency unit

　　ADD 意外身故及残疾 accidental death and dismemberment

　　adaptive expectation 适应性预期 the model of expectations formation in which expectations adjust gradually towards observed values of the variable concerned

　　ADB 亚洲开发银行 Asian Development Bank

　　added 增加的 extra to what is usual or expected

　　added value 增加值 "the contribution that a business makes by combining and processing materials, knowledge, etc. into products or services"

　　additional hedge 额外避险 a way that a lender can protect against the risk that a prospective borrower will reject a mortgage quote during an agreed period

　　additionality 附加性 the principle that the EU contributes to the funding of a project in a member country provided that the latter also contributes

　　add-on method 加息平均法 a means of discharging interest on a loan by adding interest to the normal principal repayment at given dates

　　adequate 充足的 Study on the Capital Adequate Ratio and Capital Management of Commercial Bank

　　adjuster 理赔师 "short for ""claims adjuster"""

　　ADR 美国存托凭证 American Depository Receipt

　　advance 放款 to supply money on credit

　　advice 通知书 formal or official information on something

　　advise 通知 to tell somebody about something

　　advising bank 通知行 the bank advising the arrival of a L/C

　　affordability 负担能力 the ability to bear the expenses

　　after-hours trading 收盘后交易 "dealing in securities outside normal working hours, chiefly by institutional investors through computer links"

　　after-market 发行后市场 the financial market for trading of securities that have already been issued

　　agency bond 机构债券 由政府机构发行的债券

　　agency theory 代理理论 a branch of economics relating to the behavior of principals (such as owners) and their agents (such as managers)

　　agglomeration 集聚 the act of agglomerating

　　aggregate 总额 the total sum

　　aggregate demand 总需求 "the total spent in an economy by individuals, companies, and government during a particular period"

　　agio 兑换费 a fee charged for exchanging currencies

　　agio 贴水 an allowance given when paying in a foreign currency to compensate for the costs of exchanging the currency

　　agio 扣头 a discount given when paying in a foreign currency to compensate for the costs of exchanging the currency

　　agiotage 金融投机 "speculation in stocks, securities, or foreign currencies"

　　agiotage 汇兑业务 the business of exchanging currencies between countries

　　AGM 股东年会 annual general meeting

　　agreement account 协定账户 存款按照约定可以在储蓄存款账户、支票存款账户和货币市场互助基金账户之间自动转账的账户

　　allocate 配置 to distribute resources etc

　　allocation 配置 a distribution by allotting or apportioning

　　all-or-none order 整批委托 a buy or sell order to instruct the broker to fill the order completely or not at all

　　allot 分配 "to assign or distribute (shares, etc)"

　　allotment 分配 the act of allotting stocks etc

　　all-purpose bank 综合性银行 a universal bank engaged in commercial and investment services etc.

　　Ambank 大马银行 "the fifth largest banking group in Malaysia, with more than 200 branches and outlets"

　　amendment 修改 a change or correction to something

　　amends 赔偿 a sum of money paid in compensation for the loss or injury

　　American Express 美国运通 a diversified global financial services company that is headquartered in New York City

　　American Option 美式期权 an option that can be exercised at any time before the final exercise date

　　AMEX 美国证券交易所 American Stock Exchange

　　amortization 分期偿还 repayment in a series of installments

　　amortization schedule 分期偿还时间表 a table showing the repayment schedule of interest and principal necessary to pay off a loan by maturity

　　amortize 分期偿还 "to liquidate (a debt, mortgage, etc) by instalment payments or by periodic transfers to a sinking fund"

　　analyst 分析师 an expert who studies financial data and recommends appropriate business actions

　　anchoring 锚定 the use of irrelevant information as a reference for evaluating or estimating some unknown value or information

　　annual fee 年费 the annual charge paid for a card etc

　　annual general meeting 年度股东大会 "gathering of the directors and stockholders (shareholders) of every incorporated firm, required by law to be held each calendar year"

　　annual report 年报 "a document that outlines and analyzes the activities, esp financial dealings, of a company etc over the past year"

　　annuity 年金 a series of equal payments or receipts occurring over a specified number of periods

　　annuity due 期初年金 an anuity of which payments or receipts occur at the beginning of each period

　　antedated 倒填日期的 "refers to cheques which have been written by maker, and dated at some point in the past"

　　anticipate 预支 "to seize or use funds before they are legally available, esp from a trust fund"

　　anticipation 预支 "the seizure or use of funds before they are legally available, esp from a trust fund"

　　antitrust 反托拉斯的 "intended to oppose trusts and cartels, e.g. by preventing them from using monopolistic business practices to make unfair profits"

　　appraisal rights 估价权 "the rights of dissatisfied stockholders in a corporation involved in a merger to demand the payment of a fair share price, determined by an independent assessment"

　　appreciate 升值 "increase in value, especially over time"

　　appreciation 升值 "an increase in value, especially over time"

　　appreciation of currency 货币升值 a strengthening of the exchange rate of a particular currency that allows more units of a foreign currency to be bought for a unit of its own currency

　　APT 套利定价理论 arbitrage pricing theory

　　APY 年收益率 annual percentage yield

　　arbitrage 套利 finding two assets that are essentially the same and buying the cheaper and selling the more expensive

　　arbitrage pricing theory 套利定价理论 a theory where the price of an asset depends on multiple factors and arbitrage efficiency prevails

　　arbitrageur 套利者 somebody who engages in arbitrage

　　ARM 可调整利率抵押 adjustable rate mortgage

　　ascending bottoms 上升型波谷 "a graph showing a series of low points over time, e.g. in a security's price, with each low higher than the last, indicating a rising security or market"

　　ASE 美国证券交易所 American Stock Exchange

　　Asiadollar 亚洲美元 a U.S. dollar used in Asian banks and currency markets

　　Asia-Pacific 亚太的 a commercial region encompassing some of the countries of East and Southeast Asia and the Pacific Rim

　　ask size 卖单大小 the number of shares offered for sale at the offer price

　　assented 同意调换的 describes securities that are bought or held with the understanding that proposed changes may affect their status or number

　　assented bond 同意调换的债券 a type of bond whose owners have agreed to reduced interest payments or a reduced repayment of principal on the basis of a reorganization or rescheduling plan

　　assess 评估 to examine sth. to judge or evaluate it

　　assessment 评估 a judgment about something based on an understanding of the situation

　　assessor 公估人 "somebody who calculates amounts to be paid, especially for insurance purposes"

　　asset acquisition 资产收购 "a method of purchasing a controlling interest in a company by buying key assets of the company, rather than its stock"

　　asset conversion loan 资产转换贷款 a loan that will be repaid once a particular asset has been converted into cash

　　asset financing 资产融资 a method of borrowing money in which a loan is attached to assets that can be sold to discharge the loan in the event of default

　　asset play 资产隙 the difference between the current price of a stock and the assets held by the company

　　asset swap 资产互换 an arrangement by which two companies agree to exchange ownership of particular assets in order to produce a cash flow profile from them that is better suited to each company

　　asset-backed security 资产担保证券 a bond or note whose payments are primarily derived from income generated by a pool of assets that consist of debt obligations such as mortgage loans or credit card payments

　　asset-based lending 资产保证型贷款 a type of lending in which a particular asset or group of assets provides collateral in the event of default

　　assignment fee 转让费 a fee charged by the lender to transfer the beneficial interest from a company to another

　　assignment of rents 租金转让 a loan agreement by which a lender is given the right to a particular income stream belonging to the borrower in case of default

　　associate person 相联人 somebody who is authorized and registered to transact business in the futures markets

　　assumable mortgage 可转让贷款 a mortgage that permits payments to be taken over by a new buyer

　　assumed bond 承继债券 "a long-term debt issued in the name of one company, liability of payment for which is transferred to another company"

　　assurance 保险 "insurance against something that is certain to happen such as death, rather than something that might happen such as loss of property"

　　astute 敏锐的 "shrewd and discerning, especially where personal benefit is to be derived"

　　ASX 澳大利亚股票交易所 Australian Stock Exchange

　　asymmetric information 不对称信息 "information about a transaction that is available to the parties involved in unequal degrees, resulting in an unfair exchange"

　　at call 即时偿付的 e.g. loan at call

　　at one's own risk 自担风险 (of risk) to be taken by oneself

　　at par 平价 with a selling price equal to its face value

　　at the latest practicable date 于最后实际可行日期 There were no corporate proposals announced as at the latest practicable date

　　at usance 按习惯期限 e.g. payable at usance

　　ATM 自动柜员机 automatic teller machine

　　attention economy 注意力经济 a view of the economy in the late 20th century that suggests that people's attention to websites is a valuable and tradable commodity

　　at-the-money 平价的 (of a financial position) with no gain or loss if an option is exercised immediately

　　at-the-money option 平价期权 "an option with an exercise-price equal, or nearly equal, to the current price of the underlying asset"

　　AUD 澳元 Australian dollar

　　aurar 奥拉 a subunit of Icelandic currency

　　austerity 紧缩 "thrift imposed as government policy, with restricted access to or availability of consumer goods"

　　Austrian school 奥地利学派 "a school of economics that emphasizes free markets, individual property rights, and freedom of association"

　　autarchy 自给自足 economic independence as a national policy

　　autarky 自给自足 不如“autarchy”常用

　　authorized share 授权股份 one of the stocks that has been authorized for issue by a company

　　automated teller machine 自动柜员机 an electronic machine that enables customers to withdraw paper money or carry out other banking transactions on insertion of an encoded plastic card

　　autonomous consumption 自主消费 consumer expenditure that is not dependent on disposable income

　　average down 摊低买入成本 "to purchase more shares of a stock when its price is falling, in the hope of reducing costs and increasing profits"

　　average effective maturity 平均有效到期期限 a measure of a bond's likely life taking into account the possibility that the lender will call and repay it before its maturity date

　　average nominal maturity 平均名义到期期限 the average time taken by a bond or group of bonds to mature if any attached clauses such as early redemptions or prepayments are not exercised

　　average option 平均期权 a financial instrument whose terminal value depends on the average value of the asset it is attached to over the life of the instrument

　　average propensity to consume 平均消费倾向 the proportion of disposable or national income that is actually spent

　　average propensity to save 平均储蓄倾向 "the proportion of disposable or national income that is saved, determined by the ratio of savings to income"

　　average up 提高平均利润 "to purchase more shares of a stock when its price is rising, in hope of increasing profits"

　　average weighted maturity 平均加权到期期限 "the expected period of time that a group of securities will take to mature, based on emphasizing the expiration dates of the most valuable securities in the group"

　　B/D 银行汇票 bank draft

　　B/P 押汇 bill purchased

　　baby bond 小额债券 "a bond issued for an amount lower than $1,000, usually between $25 and $500"

　　back bond 反担保 "a bond given by one to a surety, to indemnify such surety in case of loss"

　　back month 远期月份 "in futures and options trading, any month in the future beyond the nearest one when a contract is due to expire"

　　back stop 最后担保 "a guarantee by a company to purchase shares of another company in a securities offering, if the shares are not purchased by any other investor by the end of the offering"

　　backdoor listing 借壳上市 acquisition and merger with a listed company by an unlisted company in order to gain a listing on a securities exchange

　　back-end load 后端费用 "a sales charge or commission paid when an individual sells an investment, such as a mutual fund or an annuity, intended to discourage withdrawals"

　　back-of-the-envelope assessment 简单评估 a common method for venture capital

　　back-to-back 背对背的 denoting a credit arrangement in which a finance house acts as an intermediary to conceal the identity of the seller from buyer

　　Back-to-Back Loan 背对背贷款 两家位于不同国家的公司向对方借贷相同金额的对方国家货币贷款，目的在于对冲货币波动的风险

　　back-up facility 备用贷款 a bank line of credit used to provide back-up liquidity should an issuer be unable to fund outstanding commercial paper

　　backwardation 现货升水 the amount by which the price of goods for immediate delivery differs from the price of goods for delivery at a future time

　　baht 泰铢 the main unit of Thai currency

　　bailout 财务援助 an intervention by a person or company to help another person or company out of financial difficulties

　　balance 差额 the amount by which one quantity is greater or smaller than another

　　balance of payments 国际收支差额 the difference between the amount paid by a national government to other countries and the amount it receives from them

　　balance of trade 贸易差额 the difference between the value of the total imports and total exports of a country as assessed over a fixed period

　　balanced fund 平衡基金 a mutual fund investing in stocks and bonds to provide both income and growth

　　balloon loan 大额尾付贷款 "a long-term loan, often a mortgage, that has one large payment (the balloon payment) due upon maturity"

　　balloon maturity 大额尾付还款期限方案 a repayment scheme with a debt in which the bulk of the principal is due at the end of the loan term

　　balloon mortgage 大额尾付抵押贷款 a mortgage that is paid off in a series of regular payments with one much larger payment at the end

　　balloon payment 大额尾付 "a large, lump-sum payment scheduled at the end of a series of considerably smaller periodic payments"

　　Baltic Exchange 波罗的海交易所 "a commodity market in the City of London that deals in international trade, especially international bulk shipping"

　　BAN 预期债券票据 bond anticipation note

　　bancassurance 银行保险 指通过银行既有的分销渠道销售保险

　　bank 银行 a business offering financial services

　　bank card 银行卡 a credit or debit card

　　bank draft 银行汇票 "draft drawn by one bank against its account in another bank, authorizing the second bank to pay to the individual named in the draft"

　　Bank for International Settlements 国际清算银行 a bank in Basel that provides a forum for the world's central banks to meet and consult

　　bank holding company 银行持股公司 直接或间接地控制若干家银行25%以上表决权股份的公司

　　bank investment contract 银行投资合约 a contract issued by a commercial bank

　　bank line 银行授信额度 an agreement for present and future borrowing from a bank

　　Bank of Canada 加拿大银行 the federal central bank of Canada

　　Bank of East Asia 东亚银行 the largest independent local bank and the third largest bank in Hong Kong

　　Bank of England 英格兰银行 the central bank of England and Wales

　　bank outlet 银行网点 The bank outlet has helped students get cash and take care of financial matters

　　bank paper 银行票据 "negotiable instruments issued by financial institutions in order to borrow money, rather than those issued by companies, governments, or other organizations"

　　bank receipt 水单 “汇款底单”的俗称

　　bank receipt 汇款底单 由银行出具的客户汇款受理凭证

　　bank run 挤兑 the concerted action of depositors who try to withdraw their money from a bank because the think it will fail

　　bank statement 银行对账单 a document showing all the transactions in a bank account over a specific period of time

　　bank term loan 银行定期贷款 a bank loan with a fixed maturity

　　bank wire 银行电报系统 the electronic system used to transfer large sums of money between major banks

　　Banka 邦加岛 不如“Bangka”常用

　　bankable 银行可承兑的 readily and legally acceptable to a bank

　　bankbook 存折 不如“passbook”常用

　　banker 银行家 someone who owns or runs a bank

　　banker's acceptance draft 银行承兑汇票 汇票汇付人为银行，由该银行在汇票上承兑的远期汇票

　　banker's draft 银行汇票 不如“bank draft”常用

　　banker's order 定期支付指示 不如“standing order”常用

　　banking 银行业务 the business engaged in by a bank

　　banknote 钞票 a piece of paper money issued by a bank that may be freely exchanged for goods or services

　　barbell strategy 杠铃策略 the strategy of investing in bonds with short-term and very long-term investment rates while investing almost nothing in bonds that mature in the medium term

　　barren money 不生息资金 funds on which no interest is being earned

　　barrier 壁垒 "anything that prevents or obstructs passage, access, or progress"

　　barrier option 障碍期权 option guaranteeing the right to buy or sell that is created or canceled when underlying security price reaches a particular level

　　barter 物物交换 trade by the exchange of goods

　　base coin 劣币 a counterfeit coin made of cheap metal

　　base currency 基础货币 a currency used by a business for accounting purposes that may not be the currency of the country where the company operates

　　base interest rate 基准利率 不如“benchmark interest rate”常用

　　base period 基期 a neutral period used as a standard for comparison in constructing an index when assessing financial or economic data

　　base year 基年 the year that is used as the basis of comparison for the level of a particular economic index

　　basis contract 期货标准合同 "a contract that fixes the difference between the price of a particular futures contract and the cash price of the underlying commodity, though not the actual price level"

　　basis point 基点 "one hundredth of one percent, used to express interest rates and bond yields"

　　basis price 基价 the cost of a bond in terms of its percentage yield to maturity rather than the price actually paid

　　basket of currencies 一揽子货币 a group of currencies of which the average value is used as a basis for comparison with another currency

　　BEA 东亚银行 Bank of East Asia

　　bear 空头 somebody who sells stocks or commodities in anticipation of falling prices

　　bear hug 熊抱 a warning given by one company to another of its intention to assume control of the other

　　bear market 熊市 "a prolonged period in which investment prices fall, accompanied by widespread pessimism"

　　bear raid 空头袭击 "an attempt to lower a stock or commodity price by selling large numbers of shares, usually in order to buy them back at a lowered price"

　　bear spread 熊市套利 the buying or selling of options that will result in a gain under circumstances which make the value of the underlying asset fall

　　bear squeeze 轧空头 an official intervention by central banks in foreign exchange markets to force speculators short selling currency to cover positions

　　bearer 持有人 somebody holding a financial instrument

　　bearer bond 不记名债券 a bond payable to the party that presents it

　　bearer check 不记名支票 a check without the name of the entity (its payee) to whom it is to be paid

　　bearer instrument 不记名票据 "a negotiable instrument which is payable on demand to the holder, regardless of whom it was originally issued to"

　　bearer stock 无记名股票 securities ownership certificates that are not registered in a name

　　bearish 看跌的 anticipating unfavorable business conditions

　　bearish 卖空的 conducive to or characterized by selling rather than buying stocks or commodities in anticipation of falling prices

　　behindhand 拖欠的 in arrears for payment of a debt

　　Beige Book 黄皮书 "one of the regular reports on regional economic conditions, published by the Federal Reserve banks"

　　benchmark interest rate 基准利率 a threshold interest rate below which investors will not commit funds

　　beneficiary bank 收款银行 "a bank that receives money, especially from another bank"

　　Benelux 比利时荷兰卢森堡 "Belgium, the Netherlands, and Luxembourg"

　　bequest savings motive 储蓄的遗产动机 the desire to leave money to descendants as a reason for saving

　　Berkshire Hathaway 伯克希尔·哈撒韦 "a conglomerate holding company headquartered in Omaha, Nebraska, USA"

　　best ask 最低卖价 the lowest price for a security acceptable to a seller

　　best bid 最高买价 the highest price for a security acceptable to a buyer

　　Best Efforts 尽力推销 承销商就担任发行公司及投资者之间代理人的承销协议

　　BEY 债券等值收益率 bond equivalent yield

　　BIA 英国保险协会 British Insurance Association

　　BIC 银行投资合约 Bank Investment Contract

　　bid 出价 to offer an amount of money for something at an auction

　　bid price 买价 the price that a dealer on the stock exchange will pay for a security

　　bidder 出价人 someone who makes a bid at an auction

　　bidding 出价 "the act of making bids, as in auction"

　　bid-offer spread 买卖价差 the difference between the highest price that somebody is willing to pay for a currency or security and the price being sold

　　bid-to-cover ratio 认购比率 "the proportion of bids that are accepted, especially in an auction of Treasury bonds"

　　bilateral monopoly 双边垄断 a market situation in which there is just one seller and one buyer

　　bilateral trade 双边贸易 a trading relation between two countries that try to balance their trade with each other

　　bill 钞票 a piece of paper money

　　bill 票据 a signed agreement promising payment of a sum of money on demand or at a specific time

　　bill broker 票据经纪人 somebody whose job is to buy and sell bills of exchange

　　bill of exchange 汇票 a document setting out an instruction to pay a particular person a fixed sum of money on a particular date or when the person requests

　　bimetallism 复本位制 "a monetary system used in 18th- and 19th-century Europe that was based on the use of two metals, usually gold and silver, with a fixed ratio to each other"

　　BIN 银行识别号 bank identification number

　　binary option 两值期权 an option that pays a predetermined amount if the underlying asset's price moves as the buyer expects and nothing if it does not

　　BIPS 银行互联网支付系统 bank Internet payment system

　　BIS 国际清算银行 Bank for International Settlements

　　black economy 黑色经济 "a part of economy that consists of unofficial or illegal, and therefore untaxed, earnings"

　　black knight 黑武士 a company which makes a hostile takeover bid on a target company

　　black market 黑市 all commerce on which applicable taxes and/or regulations of trade are being avoided

　　Black Tuesday 黑色星期二 "Oct. 29, 1929, the day of the New York stock market crash that led to the Great Depression"

　　blackwork 黑工 work in the black economy that is paid for in cash and evades attention of tax authorities

　　blank check 空白支票 a signed check that has not yet had the amount payable filled in

　　blank endorsement 空白背书 an endorsement on a bill of exchange that does not name a payee and so may benefit the bearer

　　blanket bond 总括保证保险 an insurance contract providing a financial institution with cover against losses resulting from employee dishonesty or theft

　　blind trust 保密信托 a legal arrangement in which a trustee manages funds for the benefit of somebody who has no knowledge of the specific management actions taken by the trustee

　　block trade 大额交易 "a trade that is usually at least 10,000 shares of a stock or $200,000 of bonds"

　　blue chip 蓝筹股 "a stock selling for a high price because it belongs to a company considered to be well established, highly successful, and reliable"

　　blue-chipper 蓝筹公司 a blue-chip company

　　blue-sky 无价值的 not worth very much money

　　blue-sky law 蓝天法 "a state law regulating the sale of securities, designed to protect investors from being sold stocks or bonds with no real value"

　　BOB 玻利维亚诺 Bolivian Boliviano

　　BOC 交通银行 Bank of Communications

　　bolivar 玻利瓦尔 the main unit of Venezuelan currency

　　bond 债券 a certificate issued by an enterprise promising to pay back borrowed money at a fixed rate of interest on a specified date

　　bond anticipation note 预期债券票据 a short-term bond intended to be withdrawn when replaced by a larger long-term bond

　　bond circular 债券传单 a disclosure document detailing a forthcoming bond issue

　　bond covenant 债券契约 a clause in a bond agreement that either requires or forbids some act

　　bond equivalent yield 债券等值收益率 the percentage yield for discounted bonds so that they can be compared with nondiscounted interest-bearing bonds

　　bond fund 债券基金 a mutual fund that invests in various bonds

　　bond indenture 债券契约 a contract that specifies the rights and obligations of the buyers and sellers of particular bonds

　　bond indexing 债券指数化 the strategy of investing in a collection of bonds that follows the performance of the bond market as a whole

　　bond swap 债券互换 sale of one bond issue ahead of its maturity followed by the immediate purchase of another

　　bond value 债券价值 the value of a bond to its owner when compared with the value of other bonds taking into account factors such as changing interest rates and yield to maturity

　　bonded 以债券作保证的 secured by or operating under a bond

　　bondholder 债券持有人 an owner of government or company bonds

　　bonus issue 派送红股 Bonus issue offer of free additional shares to existing shareholders

　　bonus stock 红股 "shares of stock, usually common, given by a corporation as a bonus with the purchase of another class of security"

　　book runner 账簿管理人 somebody who has the primary role in introducing a security offering to the market

　　book stock 登录公债 将公债持有人身份、持有公债面额等用电脑储存，以持有公债存折代替实体债票，公债本息到期时，由负责登记的清算银行，主动将本息拨入持有人的存款帐户

　　book transfer 账面移交 "the recording of a change of ownership of a security on computer systems, rather than using certificates"

　　book-entry 记账式 relating to the recording of ownership of a security on a financial institution's computer systems instead of using certificates

　　book-entry security 记账式证券 an electronically traded security for which no printed certificate is issued

　　boom 繁荣 "a significant expansion of business and investment, either across an economy or in a specific market"

　　boom and bust 一时性繁荣 alternation in an economy or market between immoderate growth and collapse and recession

　　boomlet 小景气 a short period of sudden and intense economic growth

　　BOP 玻利维亚比索 Bolivian Peso

　　borrowing 借贷 the process of agreeing to accept money from a bank and pay it back later

　　BOT 贸易差额 balance of trade

　　bottom fishing 抄底 "the purchase of securities, real estate, or businesses when prices are unusually low as a result of adverse market conditions"

　　bottom out 触底回升 "after a decline, to stop falling any lower and stabilize at a low level"

　　bottom-up investing 自下而上的投资 an investment philosophy that focuses on a company's performance rather than on economic or industry variables

　　bought deal 买进交易 a situation in which an underwriter buys an entire share issue for resale to investors

　　bounced check 空头支票 a check which a bank returns because it is not payable due to insufficient funds

　　bourgeois 中产阶级的 "associated with affluent middle-class people, who are often characterized as conventional, conservative, or materialistic in outlook"

　　bourgeoisie 中产阶级 "affluent middle-class people characterized as conventional, conservative, or materialistic in outlook"

　　bourgeoisify 使...中产阶级化 "to impose bourgeois values on somebody or something, or make somebody or something bourgeois in character"

　　bourse 证券交易所 "French, a European stock exchange, especially the one in Paris"

　　box spread 盒式价差 a collection of option positions that sometimes can be established at no cost but with the potential for gain

　　BP 基点 basis point

　　Brady bond 布雷迪债券 "a bond issued to help countries in financial difficulty, converting international bank lending to long-term bonds"

　　branch 分理处 a bank that is part of a larger group and is located in a different part of a geographic area from the parent bank

　　breakout 破位 a situation in which a security reaches a price beyond its previous highest or lowest

　　break-up fee 解除协议费用 在已经达成了并购协议的情况下，如果目标公司单方撕毁了并购协议，那么买家将会得到一定金额的补偿

　　Bretton Woods system 布雷顿森林体系 a monetary management established the rules for commercial and financial relations among the world's major industrial states in the mid 20th century

　　bridge financing 过渡融资 a short-term borrowing while longer-term borrowing is arranged

　　bridge loan 过渡贷款 interim financing for an individual or business until permanent or the next stage of financing can be obtained

　　bridging loan 过渡贷款 interim financing for an individual or business until permanent or the next stage of financing can be obtained

　　broad money 广义货币 "a measure of the money supply that includes M1, plus savings and small time deposits, overnight repos at commercial banks, and non-institutional money market accounts"

　　broken lot 零星交易量 a transaction involving a quantity of stock that is not a round number

　　broker 经纪人 "somebody who is paid to act as an agent for others, e.g. in negotiating contracts or buying and selling goods and services"

　　broker loan 经纪人贷款 a bank loan to a broker for the maintenance of accounts for investors to borrow money for buying stock margin accounts

　　brokerage 经纪业务 the business of being a broker

　　brokerage 经纪人佣金 the commission charged by a broker to his principals

　　brokerage house 经纪行 a place where a broker conducts his business

　　broker-dealer 经纪交易商 "in the United Kingdom, sb. employed on the Stock Exchange to buy and sell stocks, shares, goods, or assets on behalf of somebody else"

　　brokered market 经纪市场 "a market in which brokers act for buyers and sellers, as opposed to one in which buyers deal directly with sellers"

　　bubble economy 泡沫经济 an economy in which trade takes place in large volumes with a discrepancy between the price and the intrinsic value of the product

　　bucket shop 投机性证券经纪行 a dishonest unregistered stockbrokerage that speculates on stocks and commodities using its clients' capital

　　budget deficit 预算赤字 the amount by which government expenditure exceeds revenue

　　built-in stabilizer 内在稳定器 a factor that reduces an economy's cyclic fluctuations because of the fact that government taxes and expenditure changes tend to offset changes in national income

　　bull 多头 "an investor who buys securities in anticipation of rising prices, intending to resell them for profit"

　　bull market 牛市 a prolonged period in which investment prices rise faster than their historical average

　　bull spread 看涨的多空套做 the purchase of futures contracts for nearby months and the sale of contracts for later months in the expectation of making a profit from rising prices

　　Bulldog Bond 猛犬债券 a fixed-interest bond issued in Britain by a foreign borrower

　　bullet 期末偿还的贷款本金 "a final loan payment, representing the initial sum borrowed excluding interest, which was paid during the term of the loan"

　　bullet bond 子弹式债券 a noncallable regular coupon paying debt instrument with a single repayment of principal on the maturity date

　　bullet loan 一次还本贷款 a loan that is repaid in full in a single payment on a set date

　　bullet payment 大额尾付 不如“balloon payment”常用

　　bullion 金条 gold in the form of bars

　　bullish 看涨的 "expecting or producing good results, especially rising stock market prices"

　　bureau de change 外币兑换所 an office or part of a bank where foreign currency is exchanged

　　burn rate 资金消耗率 the rate at which a new company uses up its venture capital to finance overhead before generating positive cash flow from operations

　　business 企业 "a company or other organization that sells goods, makes products, or provides services"

　　business cycle 商业周期 "a recurrent cycle of growth, decline, recession, and recovery in the economic activity of a capitalist country"

　　business day 营业日 a day on which stock exchanges and banks are open for business

　　business interruption insurance 业务中断保险 an insurance coverage against potential losses as a consequence of having to close a business for insurable reasons

　　busted convertible 贬值的可转换证券 a convertible bond no longer worth converting because the price of the underlying security has dropped too far

　　butut 布图 a subunit of Gambian currency

　　buy and hold 买入并持有 a financial strategy of maintaining a long-term investment that is expected to provide steady returns into the future

　　buy in 买进 to purchase stock in a company as the controlling interest

　　buy into 买进 to purchase an amount of stock in a company

　　buy limit order 限价买单 an order from an investor to a broker to buy securities only if the price is no higher than a particular amount

　　buy on close 收盘价买进 an order from an investor to a broker to buy securities when a stock market closes

　　buy on opening 开盘价买进 an order from an investor to a broker to buy securities when a stock market opens

　　buy stop order 停损买单 an order to buy securities at the current market price only if the security price rises to a predetermined level

　　buy-back 回购 "the repurchase of something such as stock, currency, real estate, or goods, according to a previously made contractual agreement"

　　buyer's credit 买方信贷 the credit availed by an importer (buyer) from overseas lenders i.e banks for payment of his imports on due date

　　buyer's market 买方市场 a market which has more sellers than buyers and low prices result from this excess of supply over demand

　　Buy-In 补偿买进 投资者需要重新购买股票，因为卖方不能准时送交证券，甚至完全没有送交证券

　　buying basis 购买基准 the difference between the spot price of a commodity and the price of the futures contract used as a hedge for the commodity

　　cabotage 沿海贸易 "the trade, shipping, or navigation that takes place in coastal waters within the boundaries of a single country"

　　CAGR 复合年均增长率 Compound Annual Growth Rate

　　Cairns Group 凯恩斯集团 an informal association of agricultural exporting countries that promotes trade reform

　　calendar spread 水平价差 不如“horizontal spread”常用

　　call 催还 to demand repayment of a loan or bond issue

　　call date 赎回日期 the date given in a bond for its repayment by the issuer

　　call deposit 活期通知存款 "a deposit without prescribed deposit term, and whose withdrawal is made upon a prior notification to the bank"

　　call loan 通知贷款 a loan that is repayable on demand

　　call money 通知放款 the money that has been borrowed and is repayable on demand

　　call option 看涨期权 the option to buy a given stock etc at a given price before a given date

　　call premiium 赎回溢价 the excess of the call price of a security over its par value

　　call price 赎回价格 the price at which a security with a call provision can be repurchased by the issuer prior to the security's maturity

　　call provision 赎回条款 a clause in a bond's indenture granting the issuer the right to buy back all or part of an issue prior to the maturity date

　　call risk 赎回风险 the chance of loss resulting from the early removal of a bond from circulation

　　callable 可赎回的 describes a stock or bond that is convertible before reaching maturity

　　callable bond 可赎回债券 a type of bond that allows the issuer of the bond to retain the privilege of redeeming the bond at some point before the bond reaches the date of maturity

　　called away 提前赎回的 used to describe a bond that is retired before maturity or stock that must be sold because of the exercise of an option

　　cambist 外汇交易商 a dealer in foreign exchange

　　cambistry 汇兑学 a science of international exchange

　　CAMELS 骆驼评级制度 "capital adequacy, asset quality, management quality, earnings, liquidity, sensitivity to market risk"

　　cancellation of insurance 退保 "When an insurance filing cancels, an ""Order of Withdrawal Due to Cancellation of Insurance"" is mailed to the customer"

　　cap 上限 "an upper limit on something, e.g. the amount that may be spent on an item"

　　capital adequacy ratio 资本充足率 a ratio of a bank's capital to its risk

　　capital appreciation fund 资本增值基金 a mutual fund that concentrates on making investments whose value grows fast rather than those that pay high interest or dividends

　　capital flight 资本外逃 a situation that capital moves out of a country because of a high inflation etc

　　capital formation 资本形成 the transfer of savings from individuals and governments to businesses for investment

　　capital gains distribution 资本收益分配 (mutual fund) an amount paid out periodically to investors relating to growth in the value of the investments held by the fund

　　capital goods 资本货物 "goods that are used in the production of other goods, as opposed to being sold to consumers"

　　capital inflow 资本流入 "a movement of capital into a country in the form of securities trading, the acquisition of companies, and loans by foreign companies"

　　capital market 资本市场 a financial market involving institutions that deal with securities with a life of more than one year

　　capital stock 资本存量 the total physical capital existing in an economy at any moment of time

　　capital turnover 资本周转率 a profitability ratio equal to annual sales divided by common stockholder equity

　　capital-intensive 资本密集型 using or requiring a proportionately large financial expenditure relative to the amount of labor involved

　　capitalization 资本总额 "the par value of the total share capital issued by a company, including the loan capital and sometimes reserves"

　　capitated 人均的 numbered or assessed by or for each person

　　capped option 有上限期权 an option with a pre-established profit cap

　　captive agent 专属代理人 an insurance agent who can sell the policies of only one company

　　Captive Fund 专属基金 只向持股机构提供投资服务的基金

　　captive market 垄断市场 a market in which consumers or businesses are forced to buy something from a single supplier because it cannot be obtained elsewhere

　　CAR 资本充足率 capital adequacy ratio

　　carrying charge 分期付款的利息 "interest charged on the unpaid balance of a sum of borrowed money, esp the price of sth. that is being paid for in installments"

　　carrying value 账面价值 不如“book value”常用

　　cartel 卡特尔 "n alliance of business companies formed to control production, competition, and prices"

　　cartelize 组成卡特尔 to form a cartel of business companies

　　carve out 部分分拆 to sell a minor equity stake in a division or portion of a company through an IPO

　　carveout 部分分拆 a partial spinoff occurs when a parent company sells a minority (usually = 20%) stake in a subsidiary for an IPO or rights offering

　　cash 兑现 to exchange a check or money order for coins or bills

　　cash account 现金账户 an account with a securities brokerage whose transactions are settled on a cash basis

　　cash advance 预付现金 an amount paid before it is earned

　　cash card 提款卡 a coded plastic card that a bank customer uses to access an account by means of an ATM

　　cash dispenser 自动取款机 a computerized device outside a bank which supplies cash when a special card is inserted and the user's code number keyed in

　　cash dispenser 自动柜员机 不如“ATM”常用

　　cash letter 现金运送单 "a group of negotiable items, accompanied by a paper listing sent to a clearing house or the Federal Reserve check collection system"

　　cash machine 自动柜员机 不如“ATM”常用

　　cash out 变现 to sell off an asset such as land that has been held for a long time to make a profit

　　cash ratio 现金比率 the ratio that a bank must maintain between available cash and total deposits

　　cash settlement 现金结算 the discharging of a contract through payment of cash

　　cash surrender value 退保现金价值 the amount of cash a policyholder receives from the life insurance company if he or she actually surrenders a life insurance policy before it becomes payable by death or maturity

　　cash transaction 现金交易 a transaction in which cash is exchanged for an asset and delivery occurs immediately

　　cash withdrawal 取现 "a withdrawal from a bank account, annuity, or insurance policy in the form of cash"

　　cashier's check 银行本票 a check issued by the officer of a bank on the bank's own account

　　cashless 不使用现金的 using an electronic means of exchanging money instead of dealing in cash

　　cashless society 不使用现金的社会 "a society in which consumers buy all goods and services by credit card or electronic funds transfer, without the use of cash"

　　cash-out 变现 the sale of an asset that has appreciated for cash in order to make a profit

　　cashpoint 自动柜员机 不如“ATM”常用

　　casualty 伤亡事故 an accident that causes someone to die

　　casualty insurance 意外事故保险 "a coverage primarily for the liability that results from negligent acts and omissions, thereby causing bodily injury and/or property damage to a third party"

　　catastrophe 巨灾 "an event causing losses of insured property, affecting a substantial number of policy-holders and insurers"

　　catastrophe bond 灾难债券 高收益债务工具，若发行人由于既定天然灾害而蒙受损失，则其还本付息的责任可获延迟，甚至被完全豁免

　　catastrophic 巨灾的 appropriate to protect the insured party against expenses incurred in the event of a life-threatening condition requiring extensive medical intervention

　　CBOE 芝加哥期权交易所 Chicago Board Options Exchange

　　CBRC 中国银监会 China Bank Regulatory Commission

　　CD 存单 certificate of deposit

　　CDIC 加拿大存款保险公司 Canada Deposit Insurance Corporation

　　CEA 经济顾问委员会 Council of Economic Advisors

　　cedi 塞地 the main unit of Ghanaian currency

　　ceiling 上限 "a level above which something such as a price, rent, or wage is not allowed to rise"

　　cent 分 one-hundredth of the basic monetary unit

　　cent 分币 a coin worth one-hundredth of the value of the basic monetary unit

　　centas 立分 a subunit of Lithuanian currency

　　centavo 分 a subunit of currency in several Spanish- and Portuguese-speaking countries

　　centime 生丁 "a subunit of currency in some French-speaking countries such as France, Algeria and Belgium"

　　centimo 分 a subunit of currency in several Spanish-speaking countries

　　central bank 央行 “中央银行”的简称

　　central bank 中央银行 "a financial institution whose function is to regulate state fiscal and monetary activities, e.g. the U.S. Federal Reserve Bank"

　　central bank intervention 中央银行干预 the buying or selling of a currency by a central bank in order to influence the value of its own country's currency

　　certificate of deposit 存单 "a financial document showing that a person or organization has a specified sum on deposit at a bank, usually for a set period"

　　certified check 保付支票 a check that the issuing bank guarantees to honor because sufficient funds have been set aside to cover the check

　　certified cheque 保付支票 "a form of check for which the bank verifies that sufficient funds exist in the account to cover the check, and so certifies"

　　certify 保付 to indicate on a check that there are sufficient funds to guarantee payment

　　CFTC 商品期货交易委员会 Commodity Futures Trading Commission

　　chaebol 财阀 "a large, usually family-owned, business group in South Korea"

　　Chandler 钱德勒 a famous scholar of America who thought that strategies decided structures and structures followed strategies

　　change 变迁 the act of passing from one state or phase to another one

　　CHAPS 清算所自动支付系统 Clearing House Automatic Payment System

　　character loan 信用贷款 a loan whose collateral is limited to the good name of the borrower

　　charge 押记 “抵押”的香港译法

　　charge card 信用卡 "a card issued to customers by a store, bank, or other organization, used to charge purchases to an account for later payment"

　　chargeback 退款 withdrawal by the credit card issuer of the amount credited to the merchant's account when a card-holder disputes a transaction charged on his or her card

　　chargeoff 销账 the writing off of a loan as a loss of principle and interest by a bank on the assumption that the debt will never be repaid by the borrower

　　chartered life underwriter 注册寿险承保人 somebody with certified credentials as a professional seller of life insurance

　　cheapest to deliver 最便宜交割 "in the trading of commodity contracts or selling bonds short, the cheapest and therefore most profitable way of buying the related commodities or bonds"

　　check 支票 "a small printed form that, when filled out and signed, instructs a bank to pay a specific sum of money to the person named"

　　checkable deposit 支票存款 a deposit in a checking account that can be transferred quickly

　　checkbook 支票簿 a book issued to holders of checking accounts

　　checking account 支票账户 an account that allows to make withdrawals or payments to other people using checks

　　cheque 支票 "small printed form that, when filled out and signed, instructs a bank to pay a specific sum of money to the person named on it"

　　chequebook 支票簿 a book issued to holders of checking accounts

　　chetrum 切特鲁姆 a subunit of currency in Bhutan

　　Chicago Board of Trade 芝加哥交易所 a major commodities exchange in Chicago that deals in grain and metal futures

　　Chicago School 芝加哥学派 "a school of conservative economic thought, associated with the University of Chicago, promoting free markets and capitalism and relying heavily on mathematical analysis"

　　China Securities Industry Association 中国证券业协会

　　Chinese wall 中国墙 a set of strict rules intended to prevent the exchange of confidential info that might be used illegally for gain between different departments of a stock-exchange business

　　CHIPS 银行间支付清算系统 Clearing House Interbank Payment System

　　chon 分 a subunit of currency in North and South Korea

　　chop 图章 "also in Singapore, a wooden, metal or rubber stamp to frank documents or seal envelopes"

　　churn 频密交易 to buy and sell stocks and bonds on a frequent basis in order to earn brokerage commissions

　　churning 频密交易 excessive trading in a client's account by a broker seeking to maximize commissions regardless of the client's best interests

　　CIRC 中国保监会 China Insurance Regulatory Commission

　　circular flow of income 收入循环流量 a model of the economy in which money moves in one direction and flows of real resources move in the other

　　circulate 流通 "to distribute or pass something from person to person or from place to place, or be passed in this way"

　　circulation 流通 the passing of something such as money from place to place or from person to person

　　Citibank 花旗银行 the consumer banking arm of financial services giant Citigroup

　　claim adjuster 理赔师 不如“claims adjuster”常用

　　claims adjuster 理赔师 "somebody who assesses the validity of an insurance claim on behalf of an insurance company and authorizes appropriate payment, repairs, or other action"

　　clean bill 光票 不附带任何商业单据（如货运单）的外币票据

　　clearance 清算 不如“clearing”常用

　　clearing 清算 "exchange between banks of checks and drafts, and settlement of the consequent differences"

　　clearing account 清算账户 usually a temporary account containing costs or amounts that are to be transferred to another account

　　clearing house 票据交换所 an institution where cheques and other commercial papers drawn on member banks are cancelled against each other so that only net balances are payable

　　close position 平仓 the act of taking the opposite position of the current position thereby getting out of a position in a particular stock or security

　　closed-end fund 封闭式基金 "a fund with a fixed number of shares outstanding, and one which does not redeem shares the way a typical mutual fund does"

　　closing 收盘 the act of ending security trades

　　closing price 收盘价 the final price at which a security is traded on a given trading day

　　closing sale 平仓出售 a transaction in which the seller's intention is to reduce or eliminate a long position in a stock or an option series

　　co-branded card 联名卡 a card printed with two brand names

　　co-investment 共同投资 a joint investment

　　collateral 抵押物 property or goods used as security against a loan and forfeited if the loan is not repaid

　　collateralise 以...作抵押 to secure (a loan) through use of collateral

　　collateralization 抵押 the act where a borrower pledges an asset as recourse to the lender in the event that the borrower defaults on the initial loan

　　collateralize 以...作抵押 to secure (a loan) through use of collateral

　　collecting bank 代收行 "the bank that collects cash payment or a time draft from the buyer, in exchange for the bill of lading and/or other documents which enables the buyer to take delivery of the shipment"

　　collection 托收 request for a sum of money

　　commemorative coin 纪念币 a coin that is issued to commemorate a particular event

　　commercial acceptance draft 商业承兑汇票 付款人为工商企业，由该企业在汇票上承兑的远期汇票

　　commercial bank 商业银行 a bank whose primary business is providing financial services to companies

　　commercial insurance 商业保险 insurance sold by privately formed insurance companies with objective of making a profit

　　commercial paper 商业票据 "a short-term negotiable document, such as a bill of exchange, promissory note, etc, calling for the transference of a specified sum of money at a designated date"

　　commodity 商品 an article of commerce

　　commutation 换算 exchange of one kind of currency for another

　　compensating balance 补偿性存款余额 "non-interest-bearing demand deposits maintained by a firm to compensate a bank for services provided, credit lines, or loans"

　　compensation trade 补偿贸易 补偿贸易又称产品返销，指交易的一方在对方提供信用的基础上，进口设备技术，然后以该设备技术所生产的产品，分期抵付进口设备技术的价款及利息

　　compilation 编制 the act of compiling a industrial standard etc

　　compound interest 复利 interest paid (earned) on any previous interest earned together with the principal

　　compounding 复利计算 calculation of compound interest

　　compulsory insurance 强制保险 coverage required by law of a particular state

　　concessionary loan 优惠贷款 a loan offered by a governmental body at below normal market rate of interest as enticement for a firm to make a capital investment that will economically benefit the lender

　　confirming bank 保兑银行 the bank which has confirmed a letter of credit opened by another bank

　　consecutive numbers 连号 "a series of numbers n1, n2, ... where n2-n1=1 and n2 follows n1 immediately"

　　consol 统一公债 a bond that never matures

　　consortium 财团 "an association of financial organizations, usually set up for a common purpose"

　　constituent stock 成份股 被纳入股票指数计算范围的股票

　　constructive total loss 推定全损 the actual total loss appears unavoidable

　　contango 顺势价差 Futures prices are higher than the current spot price.

　　contract 合约 an written agreement on financial matters

　　contrarian 逆向投资者 an investor who deliberately decides to go against prevailing wisdom of other investors

　　contribution 分担 a portion of total liability incumbent on each of several companies for a risk with respect to which all of them have issued policies

　　control 调控 "nvt, to regulate the financial affairs of a business or other large organization"

　　convertible 可转换的 capable of being exchanged for or replaced by something of equal value

　　convertible 可转换证券 a corporate security that can be exchanged for another form of security

　　convertible bond 可转换债券 a bond that can be converted to other securities under certain conditions

　　cooperative 合作社 a cooperative organization

　　copayment 赔付比例 a patient's payment for a medical expense partially covered by insurance

　　corporate bond 企业债券 a bond issued by a corporation rather than by a national or local government

　　corporate stock 法人股 stock held by a corporation

　　correspondent bank 代理行 “代理银行”的简称

　　correspondent bank 代理银行 a large bank that performs services for other smaller banks whose credit balances it holds

　　cottage industry 家庭手工业 small-scale industry carried on at home by family members using their own equipment

　　counter clerk 柜员 a person who works behind the counter in a bank and deals with customers

　　counterfeit 伪造的 "made as a copy of something, especially money, in order to defraud or deceive people"

　　counterfeit 伪造 "to make realistic copies of something, esp money, in order to defraud or deceive people"

　　counterfeit note 伪钞 illegally printed money

　　countertrade 对销贸易 the international sale of goods or services that are paid for by the transfer of goods or services from a foreign country

　　coupon 息票 the detachable part of a bond that indicates a date and amount of interest paid on that date

　　coupon bond 附息票债券 a bond that has coupons attached that the owner must present at the correct times to receive periodic payments of interest

　　coupon rate 票面利率 the stated rate of interest on a bond

　　cover 承保 to provide insurance protection against a type of hazard or risk

　　cover note 暂保单 保险人或其代理人在正式保险单签发之前出具给被保险人的临时保险凭证?

　　cover the position 轧平头寸 The holder does not have sufficient funds in the cash account to cover the position

　　coverage 承保范围 the extent of protection provided by insurance

　　coverage 保险总额 the amount covered by an insurance policy

　　coverage 保额 “保险总额”的简称

　　covered warrant 备兑权证 "a warrant allows the holder to buy or sell a specific amount of financial instrument from the issuer, usually a bank, at a specific price and time"

　　CPI 消费价格指数 consumer price index

　　crash 崩盘 "the financial collapse or failure of something such as a stock market, involving a massive drop in stock prices"

　　credit 信用 somebody's financial status or reputation

　　credit 信贷 the amount of money that a financial institution is prepared to lend somebody

　　credit card 信用卡 a card issued by a bank or business that allows somebody to purchase goods and services and pay for them later

　　credit crunch 信贷紧缩 难以取得信贷资金的经济环境

　　credit guarantee 信用担保 a guarantee by one's credit

　　credit rating 信用评级 an evaluation of the creditworthiness of an individual or business enterprise

　　Credit Suisse Group 瑞士信贷集团 a leading global financial services company headquartered in Zurich

　　credit-scoring system 信用评分系统 a system to decide whether to grant credit by assigning numerical scores to various characteristics related to creditworthiness

　　cross-bank transfer 跨行转账 money transfer service among different banks

　　crossed check 划线支票 "any check that is crossed with two parallel lines, either across the whole check or through the top left hand corner of the check"

　　crossover fund 交叉基金 a mutual fund that invests in both publicly-traded companies and private equity

　　crowding-out effect 挤出效应 an economic theory explaining an increase in interest rates due to rising government borrowing in the money market

　　crystallization 结晶交易 the act of selling and buying stocks almost instantaneously in order to increase or decrease book value

　　CSRC 中国证监会 China Securities Regulatory Commission

　　CTL 推定全损 constructive total loss

　　cum dividend 附股息 买家买入的证券有权收取已经公布但未派发的股息

　　curb trading 场外交易 "trading occurs outside of ordinary markets, commonly through computers or telephones after the official exchanges have closed"

　　currency overlay 货币管理外包 a financial trading strategy or method conducted by specialist firms who manage the currency exposures of large clients

　　currency value 币值 the value of a currency

　　current 流通的 accepted as legally valid

　　current account 支票账户 an account that allows to make withdrawals or payments to other people using checques

　　current deposit 活期存款 不如“demand deposit”常用

　　current maturity 现时年期 the interval between the present date and the maturity date of a bond

　　cushion bond 缓冲债券 a type of callable bond that sells at a premium because the issued coupon payments are above market interest rates

　　CUSIP Number 库斯普号码 the number of a security prescribed by the Committee on Uniform Securities Identification Procedures of the United States

　　custody fee 托管费 the fee for holding one's financial assets

　　cybereconomy 网络经济 the economy related to the Internet

　　D/A 承兑交单 document against acceptance

　　D/P 付款交单 document against payment

　　D/T 票汇 draft transfer

　　dairy industry 乳业 "an industry that includes the farms, the milk collecting and handling services, processors, manufacturers and retailers and the private and government organizations involved"

　　date of draft 出票日 the date of issuing a draft

　　date of issue 发行日期 the date on which a security is issued

　　date stamp 日期戳 "a rubber stamp used to mark the date on something, or the date marked by such a stamp"

　　dating 信贷延期 "the provision of generous credit terms with regard to payment dates, e.g. allowing a preferred customer 90 days for repayment rather than the standard 30 days"

　　dealer 交易员 a person who makes a financial transaction at a stock exchange

　　dealer 交易商 the major party to a financial transaction at a stock exchange who buys and sells for its own account

　　dealer of securities 券商 Rauscher is a dealer of securities licensed under the New Mexico Securities Act of 1986

　　debenture 信用债券 "a bond backed only by the credit standing of the issuer, sometimes convertible into stock"

　　debit card 借记卡 a plastic card that provides an alternative payment method to cash when making purchases

　　debt service 还本付息 "the periodic repayments made by a borrower of the principal and interest on loans, bonds etc"

　　debt-to-equity swap 债转股 exchange of a debt for a stake

　　deductible 免赔额 an agreed amount that must be paid by an insured person making a claim before an insurer will pay any compensation

　　default 拖欠 to fail to pay a debt or other financial obligations at a time specified

　　default risk 违约风险 the risk that companies or individuals will be unable to pay the contractual interest or principal on their debt obligations

　　defer 延期 to put something off until a later time

　　deficit 赤字 the amount by which expenditures exceed income or budget

　　deflate 使...紧缩 "to cause deflation of (an economy, the money supply, etc)"

　　deflation 通货紧缩 "the reduction of general economic activity, including lower prices and a reduced supply of money and credit"

　　delist 摘牌 to remove a security from an exchange

　　delisting 退市 the removal of a stock from a stock exchange

　　delivery 交割 a formal action needed to accomplish a transfer of property

　　demand 需求 the level of desire or need that exists for particular goods or services

　　demand bill 即期票据 a bill payable on presentation

　　demand deposit 活期存款 a bank deposit that can be withdrawn at any time without notice

　　demand draft 即期汇票 a written order for the payment of money that is payable upon presentation

　　demutualization 非互助化 the conversion of a mutual organization such as an insurance company to public corporation

　　denomination 面额 "a unit in a scale of value, especially monetary value, weight, measure, or size"

　　dependency ratio 抚养比 a measure showing the number of dependents (aged 0-14 and over the age of 65) to the total population (aged 15-64)

　　deposit 存款 an amount of money saved in a bank

　　deposit in transit 在途存款 a deposit that has been made but has not yet been posted by the bank and therefore is not yet reflected in the account balance

　　deposit reserve 存款准备金 the minimum reserves each bank must hold to customer deposits

　　deposit term 存期 the term of deposit

　　depositor 存款人 a person who has deposited money in a bank or similar institution

　　depository transfer check 存款转帐支票 a nonnegotiable order to transfer funds from one financial institution to another

　　depreciate 贬值 to become less valuable over time

　　depreciation 贬值 the decrease in value of an item over time

　　depressed 萧条的 lacking economic resources or activities

　　depression 萧条 "an economic condition characterized by substantial and protracted unemployment, low output and investment, etc"

　　derivate 衍生物 不如“derivative”常用

　　derivative 衍生产品 a tradable financial product whose value depends on the value of some other asset or combination of assets

　　devaluation 贬值 act of lowering the value of a nation's currency by government action

　　devalue 贬值 to lower the value of a nation's currency by government action

　　dilution 稀释 a decrease in the value of a stock caused by the issue of additional shares

　　dime 一角硬币 a U.S. or Canadian coin worth ten cents

　　director 董事 a member of the board that controls the affairs of a company

　　discharge 清偿 to pay a debt in full

　　disclosure 披露 the revelation of information that was previously kept secret

　　discount 贴现 to buy or sell a financial instrument at a reduced price that is calculated according to the interest rate and risk on the investment

　　discount rate 贴现率 the rate of interest at which member banks may borrow money from the central bank

　　discount window 贴现窗口 the location at the Federal Reserve where financial institutions go to borrow money at the discount rate

　　discrepancy 不符 a distinct difference between two things such as sets of figures that should match or correspond

　　discretionary account 全权委托账户 an account that allows a broker to buy and sell securities without the client's consent

　　discriminating 差别的 describes tariffs that are set at different rates for different importers

　　disequilibrium 失衡 "a loss or absence of equilibrium, especially in an economy"

　　dishonor 拒付 "failure or refusal by a bank or other financial institution to pay a check, bill of exchange, or other financial document (formal)"

　　dishonour 拒付 "failure or refusal by a bank or other financial institution to pay a check, bill of exchange, or other financial document (formal)"

　　disintermediation 非中介化 elimination of financial intermediaries in transactions between principals as a result of deregulation and the use of computers

　　disinvestment 减少投资 a reduction in capital expenditure

　　disposable 可支配的 (of money etc) available for use if needed

　　disposable income 可支配收入 the income that remains available for spending after deducting taxes and other obligations

　　distributed 分散的 (of investments) divided and spread among a variety of securities

　　distribution 派发 process of dividing up and giving out something shared by a number of people

　　distribution in kind 实物分配 a distribution made in the form of stock rather than cash

　　division of labor 劳动分工 "the specialization of cooperative labour in specific, circumscribed tasks and roles, intended to increase the productivity"

　　DJIA 道琼斯工业平均指数 Dow Jones Industries Average Index

　　documentary collection 跟单托收 a service provided by banks to sellers in obtaining payments

　　domestic demand 内需 “国内需求”的简称

　　domicile 付款地 place where a bill of exchange is to be paid

　　donor 捐赠人 "somebody who gives something, esp money"

　　dormant account 休眠账户 a bank account that is not being actively used

　　double-digit 两位数的 being between 10 and 99

　　doubling 翻一番 increase by a factor of two

　　down payment 首付 "the purchase of expensive items such as a car and a house, whereby the payment is the initial portion of the total amount due"

　　down-and-in option 价格下跌生效的期权 a barrier option (or knock-in option) that causes a plain-vanilla call or put option to come into existence if the underlying asset price falls to a predetermined price level

　　down-and-out option 价格下跌失效的期权 a type of knock-out barrier option that ceases to exist when the price of the underlying security hits a specific barrier price level

　　downtick 低价交易 在证券交易所进行，价格低于之前交易的交易

　　draft 汇票 "a signed, written order by which the first party (drawer) instructs a second party (drawee) to pay a specified amount of money to a third party (payee)"

　　drag-along right 带领权 a right that enables a majority shareholder to force a minority shareholder to join in the sale of a company

　　drawee 票据付款人 the person or organization from whose account money is taken when a check or other order for payment is drawn

　　drawer 票据出票人 somebody who draws a check or money order

　　Dresdner 德累斯顿 a German bank whose main activities are commercial and corporate banking and other financial services

　　DTC 存款转帐支票 depository transfer check

　　due 到期的 payable at once

　　due diligence 尽职调查 "the degree of care that a prudent person would exercise, which is a legally relevant standard for establishing liability"

　　dump 倾销 to offer large quantities of cheaply priced merchandise for sale in a market often to maintain higher price for the goods elsewhere

　　dump 抛售 "to sell off large quantities of stock all at once, thereby driving the price down"

　　dumping 倾销 "flooding of a market, esp one in a foreign country, with cheaply priced merchandise"

　　duopoly 双头垄断 a situation in which control of a commodity or service in a particular market is vested in just two producers or suppliers

　　duration 久期 "the change in the value, stated in years, of a fixed income security that will result from a 1% change in interest rates"

　　Durex 杜蕾丝 生产避孕套的公司

　　duty 税 "a tax on goods, esp imports and exports"

　　EADB 东非开发银行 East African Development Bank

　　earn foreign exchange through export 出口创汇 Pakistan has a huge potential to earn foreign exchange through export of flowers

　　earnings 收入 "money earned through paid employment, as profit, or from investments"

　　earnings surprise 盈利预测不符 "an earnings that differs from the consensus forecast, i.e. what analysts were expecting"

　　econometrics 计量经济学 application of mathematical and statistical techniques to economic problems and theories

　　economic 经济的 of or relating to economy

　　economic aggregate 经济总量 a key factor to decide whether the economy of a city or even a country is developed enough

　　economic recovery 经济复苏 the process of turning for the better of the economic situation

　　economically 经济上 from the perspective of economy

　　economics 经济学 "the study of the production, distribution, and consumption of goods and services"

　　economy 经济 the production and consumption of goods and services of a community regarded as a whole

　　ECU 欧洲货币单位 Europe currency unit

　　edge corporation 埃奇公司 "a U.S. corporation formed to take part in international banking, trading, and foreign investment"

　　EEZ 专属经济区 exclusive economic zone

　　EFP 期转现 exchange of futures for physical，将期货头寸转成现货，是指买卖双方达成一致，同时将双方各自在期货和现货市场上的头寸进行对冲。

　　EFT 电子资金转账 electronic fund transfer

　　EFTA 欧洲自由贸易联盟 European Free Trade Association

　　EFTS 电子资金转账系统 electronic funds transfer system

　　ELI 息股证 equity linked instrument

　　embedded option 隐含期权 an option that is an inseparable part of another instrument

　　emerging market 新兴市场 "a financial market of a developing country, usually a small market with a short history"

　　emit 投放 to put currency into circulation

　　employer's liability insurance 雇主责任险 "insurance policy that protects employers from liabilities arising from disease, fatality, or injury to employees resulting from workplace conditions or practices"

　　endogenous 内生的 produced or generated from within

　　endorse 背书 "to sign the back of a check, money order, or negotiable document in order to cash it or to make it payable to a specific payee"

　　endorsee 被背书人 the person in whose favour a negotiable instrument is endorsed

　　endorsement 背书 an act or instance of endorsing a check or other financial document

　　endorsement 批单 变更保险合同的一种书面证明

　　endorsement in blank 空白背书 不如“blank endorsement”常用

　　endorsement in full 记名背书 不如“full endorsement”常用

　　endorser 背书人 a person who transfers his ownership interest in something by signing a check or negotiable

　　endowment insurance 养老保险 a type of life insurance that is payable to the insured if he/she is still living on the policy's maturity date

　　endowment policy 人寿保单 a life insurance contract to pay a lump sum after a specified term or on earlier death

　　enterprise 企业 an organization created for business ventures

　　EPS 每股收益 earnings per share

　　EPZ 出口加工区 export processing zone

　　equilibrium 均衡 a state or situation in which opposing forces or factors balance each other out and stability is attained

　　equity 股权 the interest of ordinary shareholders

　　equity funds 股权基金 a type of mutual fund that puts money into different kinds of stocks

　　equity investment 股权投资 the acquisition of equity participation in a private (unlisted) company or a startup (a company being created or newly created)

　　escrow account 托管账户 a trust account held in the borrower's name to pay obligations such as property taxes and insurance premiums

　　escrow agent 托管代理人 a third party who agrees to hold funds or assets in escrow

　　escrow fee 托管费 the fees you pay related to coordinating escrow accounts and the transfer of money

　　EUR 欧元 short for Euro

　　Euro 欧元 "the main currency unit of the European Union, used since 2002 as local currency in most member states"

　　Eurobond 欧洲债券 a bond issued in a eurocurrency

　　Eurocurrency 欧洲货币 money deposited by companies and governments in banks outside the country in whose currency its value is stated

　　Eurodollar 欧洲美元 a United States dollar deposited in a European bank and used as an international currency to finance trade

　　European option 欧式期权 an option that can be exercised only on the final exercise date

　　even lot 整批 期货交易所设定的商品报价基准数量

　　evolution 演进 "Information Structure, Institutional Changes and Financial Risk Evolution"

　　ex ante 预先的 "beforehand, Latin"

　　examined 验讫 having been checked

　　examiner 稽核员 an employee examines operations

　　ex-ante 事前的 before the event

　　ex-bonus 已分红的 not entitled for the bonus

　　excess 超额的 "more than is usual, required, or allowed"

　　excess insurance 超额保险 insurance which applies to that portion of a loss or damage which exceeds specified amount

　　excess reserve 备付金 amount of reserves held by a financial institution in excess of its reserve requirement and required clearing balance

　　excess reserve 超额准备金 不如“备付金”常用

　　exchange 兑换 the transferring or a transfer of equal amounts of money between two currencies

　　exchange 交易所 "a building used as a center for the trading of commodities, securities, or other assets, or the market operating there"

　　exchange privilege 转换特权 an investor is able to switch from one mutual fund to another within the fund family without having to pay a sales charge

　　exchange rate 汇率 the rate at which a unit of the currency of one country can be exchanged for a unit of the currency of another country

　　exchangeable 可兑换的 capable of being exchanged

　　ex-coupon 不附息票的 not attached with a coupon

　　ex-dividend 除息 a procedure after which the declared dividend belongs to the seller rather than the buyer

　　exit strategy 退出策略 the method by which a venture capitalist or business owner intends to get out of an investment that he or she has made in the past

　　expectation 预期 a confident belief or strong hope that a particular event will happen

　　expiration 到期 the expiry of a time limit

　　expiry 到期 "a coming to an end, esp of a contract period"

　　export processing zone 出口加工区 an area where some normal trade barriers such as tariffs and quotas are eliminated and bureaucratic requirements are lowered in hope of attracting foreign investments

　　export rebate rate 出口退税率 China has adjusted export rebate rate for 4 times in 2009 due to global financial crisis

　　export-oriented 外向型 "produced or provided mainly for exports, rather than for the domestic market"

　　export-oriented 出口导向型 不如“外向型”常用

　　exposure 敞口 the amount of possible financial loss involved

　　ex-rights 除权 "a procedure after which the related stocks no longer have rights attached because they have either expired, been transferred to another investor or been exercised"

　　extend 发放 to offer or provide something to somebody

　　extensive 粗放型 e.g. extensive economy

　　externality 外部性 economic effect that results from an economic choice but is not reflected in market prices

　　extrinsic value 外在价值 the difference between an option's price and the intrinsic value

　　eyrir 奥拉 不如“aurar”常用

　　f.i.t. 免所得税 free of income tax，外贸

　　face value 面值 "the value that is shown on something, especially a bill, coin, or stamp"

　　facility 贷款 another name for loans often said by the clients of banks

　　factor 保理商 a business that makes loans to other businesses on the security of their accounts receivable or that buys their accounts receivable at a discounted price

　　factorage 代理业 the business of working as a factor

　　factoring 保理 the business of buying debts at a discount so as to make a profit from collecting them

　　facultative 任意的 "optional, not obligatory"

　　fairness opinion 公平意见书 "a professional evaluation by an investment bank or other third party as to whether the terms of a merger, acquisition, buyback, spin-off, or going private are fair"

　　fancy stock 热门股票 a stock high in price and subject to extensive manipulation with wide changes in price

　　favorable balance of trade 贸易顺差 the value of a nation's exports in excess of the value of its imports

　　FCL 整箱货 full container load，外贸

　　FDI 外国直接投资 Foreign Direct Investment

　　FEC 外汇券 foreign exchange certificate

　　Federal Funds 联邦基金 the funds deposited by commercial banks at Federal Reserve Banks

　　fiat money 法定货币 "Money which has no intrinsic value, but is made legal tender by government decree"

　　fiduciary 信托的 relating to the relationship between a trustee and the body for whom the trustee acts

　　fiduciary 受托人 a manager entrusted to control property or to act on behalf of and for benefits of another

　　field audit 现场审计 a review of a new client's business records conducted at the client's business location

　　field warehouse receipt 存货抵押收据 a receipt for goods segregated and stored on the borrower's premises (but under the control of an independent warehousing company) that a lender holds as collateral for a loan

　　finance 金融 the business or art of managing the monetary resources of a bank etc

　　finance and insurance industry 金融保险业 a sector comprises establishments primarily engaged in financial transactions and/or in facilitating financial transactions

　　financial 金融的 of or relating to the finance

　　financial crisis 金融危机 "a situation in which liquidity is quickly evaporated because huge money is withdrawn from banks, forcing banks either to sell other investments to make up for the shortfall"

　　financial institution 金融机构 an institution that provides financial services for its clients or members

　　financial intermediary 金融中介 a financial institution that accept money from savers and use those funds to make loans and other financial investments in their own name

　　financial leasing 融资租赁 a method of financing in which the ownership of a property remains in the financial leasing company and the right of use is given to the lessee in return for determined installments

　　financier 金融家 a person who is engaged or skilled in large-scale financial operations

　　financing 融资 "the act of providing funds for business activities, making purchases or investing"

　　financing channel 融资渠道 the source of financing

　　financing gap 资金缺口 a difference between a country's requirements for foreign exchange to finance its debts and imports and its income from overseas

　　fiscal policy 财政政策 "the method a government attempts to manage the economy thru taxation, spending, and borrowing"

　　Fisher 费雪 现代投资理论的开路先锋之一，成长股价值投资策略之父，在华尔街极受尊重和推崇的投资家

　　fixed deposit 定期存款 不如“time deposit”常用

　　flight to quality 安全投资转移 flow of funds from riskier to safer investment in times of marketplace uncertainty or fear

　　flipper 短线投资者 Pro flipper will instantly tell you if any deal is worth your time

　　floating 浮动的 free to fluctuate in exchange rate value in relation to other currencies

　　floating exchange rate 浮动汇率 a price for a currency determined by the foreign exchange markets rather than fixed between certain limits in a fixed rate system

　　floating policy 统保单 "an insurance policy that covers loss of or damage to goods being transported by sea, regardless of the ship carrying them"

　　floor 下限 "a lower limit, e.g. on an interest rate"

　　floor broker 场内经纪人 an exchange member who executes orders on the floor of an exchange on behalf of others who do not have access to the trading area

　　floor trader 场内交易商 a member of a stock or commodities exchange who trades on the floor of that exchange for his or her own account

　　flotation 证券出售 the financing of a company by selling stock in it or a new debt issue or the offering of stock and bonds for sale on the stock exchange

　　flourishing 繁荣的 very lively and profitable

　　follow-on offering 后续发行 an issuance of stock subsequent to a company's initial public offering

　　FOMC 联邦公开市场委员会 Federal Open Market Committee

　　foreign currency 外币 the currency of any foreign country which is authorized by that country as the medium of circulation

　　foreign enterprise 外国企业 an enterprise of another country

　　foreign exchange 外汇 "the currencies of countries other than your own, or international currencies generally"

　　foreign exchange certificate 外汇券 "a certificate used by governments as a surrogate for a national currency, where the national currency is usually subject to exchange controls or is not convertible"

　　foreign exchange reserve 外汇储备 the foreign currency deposits and bonds held by central banks and monetary authorities

　　foreign exchange risk 汇率风险 the risk of an investment's value changing due to changes in currency exchange rates

　　forex 外汇 "a portmanteau of ""foreign exchange"""

　　forex option 外汇期权 an option of foreign exchange

　　Fortune Global Forum 全球财富论坛 an annual forum for world economic magnates to discuss issues that global businesses face

　　forward 远期的 relating to future

　　forward contract 远期合约 a privately negotiated contract for future delivery of a commodity

　　forward exchange 远期外汇 a foreign bill purchased at a stipulated price and payable at a future date

　　forward exchange rate 远期汇率 the rate today for excha nging one currency for another at a specific future date

　　FRA 远期利率协议 Forward Rate Agreement，一种远期合约，列明在未来特定生效日开始支付或收取的利率

　　fractional currency 辅币 coin or paper currency in a denomination less than a standard monetary unit

　　fractional share 零星股票 less than a single share of stock

　　fragility 脆弱性 Information Asymmetry and Financial Fragility

　　FRB 联邦储备委员会 Federal Reserve Board

　　free trade zone 自由贸易区 an area where some normal trade barriers such as tariffs and quotas are eliminated and bureaucratic requirements are lowered in hope of attracting foreign investments

　　Frenkel 弗伦克尔 an Israeli economist and businessman

　　FRN 浮息票据 floating rate note

　　frozen 冻结的 describes assets that cannot be sold or otherwise liquidated

　　FSLIC 联邦储贷保险公司 Federal Saving Loan Insurance Corporation

　　FTC 联邦商业委员会 Federal Trade Commission

　　FTZ 自由贸易区 free trade zone

　　full endorsement 记名背书 an endorsement on a check or negotiable note that names the payee

　　fundamentals 基本面 "information such as revenue, earnings, assets, liabilities and growth"

　　funded debt 长期债务 "synonymous with ""long-term debt"""

　　fungibility 可互换性 上市期权、期货合约及其他金融工具根据相同条款互换的可行性

　　futures 期货 "goods or stocks sold for future delivery, or the contracts for them"

　　gage 抵押物 something that is given as security until a debt is paid or an obligation is fulfilled

　　gain 利得 an increase or profit of a particular amount

　　gap 缺口 "Energy Gap Forecast Based on GM(1,1) Model"

　　GBP 英镑 Great Britain Pound

　　GDP 国内生产总值 gross domestic product

　　GEM 创业板 Growth Enterprises Market

　　general average 共同海损 loss or damage to a ship or its cargo that is shared among shipowners and all cargo owners

　　gilt-edged bond 金边债券 high grade bond with little risk of interest payment interruption or default

　　Girard 吉拉德 a United States financier (born in France) who helped finance the War of 1812 (1750-1831)

　　Giro 汇划系统 "in Europe, a system that enables money to be transferred quickly and cheaply between accounts or between the financial institutions"

　　global 全球的 relating to or happening throughout the world

　　globalization 全球化 "the process enabling financial and investment markets to operate internationally, mainly due to deregulation and improved communications"

　　GNP 国民生产总值 gross national product

　　gold coin 金币 "a flat, disc-shaped piece of gold that has been minted and issued by a government or private organization"

　　gold point 黄金输送点 a exchange rate where actual gold delivery is favored by the dealers

　　gold standard 金本位制 "a system of defining monetary units in terms of their value in gold, usually accompanied by the free circulation of gold and free exchange of currency into it"

　　golden life jacket 黄金救生衣 an exceptional compensation package offered by the acquiring company to the top executives of the company being bought

　　golden parachute 黄金降落伞 an employment agreement that guarantees a key executive of a company lucrative compensation in the event the firm is taken over

　　Goldman Sachs 高盛 "a bank holding company, that engages in investment banking, securities services, investment management and other financial services primarily with institutional clients"

　　good delivery 合格交割 a delivery meeting a set of requirementsand in proper form for transfer of title to buyer

　　grace period 宽限期 the extra time allowed before having to pay a debt or complete a transaction

　　grand 一千美元 one thousand dolloar

　　gray knight 灰武士 a potential acquirer which outbids a white knight in pursuit of its own best interests

　　Greenshoe option 超额配售选择权 an option belonging to an underwriter to buy and sell additional shares in a new issue

　　gross output 总产出 the value of net output or GDP plus intermediate consumption

　　grow 增长 "to develop, expand, and stimulate something, especially a business, a line of business, or an economic market"

　　growth 增长 "an increase in numbers, size, or intensity"

　　growth company 成长性公司 a company that is expanding more rapidly than most other companies or the economy as a whole

　　growth point 增长点 a sector with rapid growth

　　growth rate 增长率 the proportional increase in a financial measure in relation to its value in the previous period

　　growth stock 成长性股票 a stock in a company that is growing fast and reinvesting its profits rather than paying high dividends

　　haircut 估值折扣 为计算资本毛利及抵押品而减少资产市值的百分比

　　hangout loan 超过期限的贷款 the balance that remains on a loan at the completion of its amortization schedule

　　hard currency 硬通货 a currency that is not likely to depreciate suddenly in value

　　hard landing 硬着陆 an economy going into recession as the government attempts to slow down inflation

　　heavy industry 重工业 an industry that requires considerable space and heavy equipment to produce its products

　　heavy-duty 关税重的 subject to high import or export taxes

　　hedge fund 对冲基金 a largely unregulated speculative fund which offers substantial returns for high-risk investments

　　hedger 套期保值者 someone who counterbalances one transaction against another to protect against loss

　　hedging 套期保值 "any technique designed to reduce or eliminate financial risk; e.g., taking two positions that will offset each other if prices change"

　　hedging 对冲 “套期保值”的俗称

　　HEL 房屋净值贷款 home equity loan

　　HELOC 房屋净值贷款额度 home equity line of credit

　　herd instinct 羊群心理 缺乏个性，想法及行为跟随大众

　　HIBOR 香港银行同业拆借利率 Hongkong Interbank Offer Rate

　　hinterland 腹地 "an area located near and dependent on a large city, especially a port"

　　HKMA 香港金融管理局 Hong Kong Monetary Authority

　　HMF 港口维护费 harbor maintenance fee

　　holder 持有人 "somebody in possession of and legally entitled to receive payment on or to negotiate a note, bill, or check"

　　holding period 持有期 the length of time an asset was held

　　home equity loan 房屋净值贷款 a loan secured by a home to the extent of the excess of fair market value of the home over the debt incurred in the purchase of the home

　　home loan 住宅贷款 "In tandem with rising property prices, new home loan applications surged"

　　horizontal spread 水平价差 the simultaneous buying of one option and sale of another that differs only in exercise dates

　　hostile takeover 恶意收购 a takeover which goes against the wishes of the target company's management and board of directors

　　hot money 游资 the funds transferred from one form of currency to another in order to take advantage of better exchange rates

　　house call 经纪行催缴通知 a brokerage house notification that the customer's equity in a margin account has fallen below the maintenance requirement level

　　household responsibility system 家庭承包责任制 "a practice in the People's Republic of China, first adopted in agriculture in 1981 and later extended to other sectors of the economy"

　　HSBC 汇丰银行 Hongkong and Shanghai Banking Corporation

　　HSI 恒生指数 Hang Seng Index

　　HSIF 恒指期货 Hang Seng Index Future

　　HSIO 恒指期权 Hang Seng Index Option

　　hyperinflation 恶性通货膨胀 "extremely high inflation, usually over 50 percent per month, causing social disorder"

　　以上内容由提供

本文链接：http://www.dengper.com/licai/370.html 转载需授权！

英文精准词汇享有定义